BSI is an Insurance Broker founded in Paris by François Masson. Our purpose is to give usefull informations to internet users (mainly, but not exclusively, expats or binationals) for their protection abroad and help them to find solutions in our area of expertise: international health insurance, personnal accident or life insurances.

To prepare your expatriation or your trip, you should first visit the « country profiles » regularly updated by some institutions that we recommend. In fact, the rate of some insurance guarantees depends on the country’s context (security, availability of care…) and other guarantees may be granted, under conditions, by the insurer, regarding if the country is classified or not « risk of war ». How the country in which you are moving is considered in terms of risks, either by authorities or by insurers? Ask us to check if you have any doubt!

Among the « country profiles » we recommend:

http://www.diplomatie.gouv.fr/fr/conseils-aux-voyageurs/conseils-par-pays/ This is THE official website of the French Republic.

For French expatriates, think about register on Ariane https://pastel.diplomatie.gouv.fr/fildariane//protected/accueil/formAccueil.html and visit the local consulate if expat for a long time.

https://www.cleiss.fr

Other « country profiles » to visit absolutely:

https://www.gov.uk/foreign-travel-advice http://travel.state.gov/http:www.eda.admin.ch/eda/fr/home/travad/travel.html

If your are abroad for a long time, contact your local consulate : depending your country of origin, rules might change.

Once you are clear regarding your destination and local situation, it is time to take care of your security and health care. If you are expatriate in some countries (China, Brazil, UAE, Lebanon, United States, Canada, Australia, Dubai, Singapore…), the cost of care can be very high… so insurance too! Depending on your country of expatriation or residence, we’ll help you to compare: our knowledge of the markets allows us to know the most affordable solutions. We are not bound to any particular company! Our mission: to help you choose your contracts for a peace of mind in terms of health insurance, welfare or 24/24 emergency service, for you, your family or your employees worldwide. And we are always at your side if needed!

We sell:

– “First euro » (or first dollar, first pound) international health insurance, for individuals or groups, or top-up plans to French CFE or Belgian OSSOM

– International Personnal Accident Insurances

– Asset management: life insurance in Luxembourg and real estate (buying a property in France)

We target customers of all nationalities, individuals or companies: « nomads of the 21st century« ! They are expatriates around the world, nationals or binationals (except local regulatory restrictions and risk acceptance by the companies). Our clients are demanding, mobile, use internet easily and… trust us! You are expatriate in China? You already live in Brazil, Senegal, Europe and Libya? We certainly have solutions for you to implement or optimize your various insurances abroad…

We distribute the best insurance companies (Allianz Worldwide Care, BUPA, InterGlobal, APRIL…) and choose, with the client, the right guarantees with the best conditions, according to his needs.

As an insurance Broker, our service is free of charge for our customers: the insurance companies will reward. Conditions that we propose are identical to those you would sometimes find, after tedious efforts, seeking a solution directly from insurers. Our role is to help you choose the best solution because insurance is a complex area that requires good advice, in confidence. It is not unusual to see prices going from single to double without real justification so we help you to compare !

For individuals, alone or with family, we offer:

– Top up plans for CFE and OSSOM

– International health insurance at « 1st euro » (or 1^st dollar or pound or franc suisse)

– Death and disability insurance

– Life insurance in Luxembourg

– Rental investment in France / real estate in France

– Assessment of health / medical checkup

For industries, NGOs, international organizations, we offer:

– Comprehensive audit of in force insurances, targeted audit by branch (health, liability, transportation …) or country. Outside Europe, particularly in Africa, Middle East and Asia, we can also coordinate the management of business risks, relying, if necessary, on our network of Brokers partners and best European or local insurance companies.

– International health group insurance: our speciality! Insurances for the French (or not) companies, to cover employees around the world, for « short terms » or not: medical outgoings, 24/24 assistance, death / disability…

– Consultancy and management of insurance projects, particularly in CIMA zone: micro-health insurance, life and non-life “bank insurance”…

Contact us!