When the insurer talks about “free choice of medical providers in the world”: it’s true … to a certain extent! Indeed, all contracts provide « ceilings » guarantee that will restrict access to certain specialists or centers, except that if the patient accepts a « coinsurance » for part of the cost! This is the case for overruns applied by some specialists or, for example, for a luxurious single room.

The insurer will never impose any special medical center: everyone’s business! It is therefore the responsibility of the insured to select the practitioner he wants. However, most insurers offer on their website non-exhaustive lists of doctors and hospitals around the world. In case of hospitalization, the insurer will organize the management of the operation, and the insured will not have to advance funds. We will monitor that guarantees are acquired and accuracy of costs for care: an area in which the insured is often devoid of elements of analysis.