Your international health insurance premium increases again in 2014… What to think… and what to do? First of all, relativisez! Indeed, according to the latest report of « Globalsurance International Private Medical Insurance Review » regarding the inflation of health insurance contracts international « from the 1st euro » leaders in the field, the comparison worth the look! For the period 2009 to 2013, the annual average prices is to: AETNA INTERGLOBAL + 10.6% + 9% ALLIANZ WORLDWIDE CARE + 7.6% AXA PPP + 7.7% + 10.4% + 14.9% DKV BUPA to after the authors of the report, this volatility of premiums over the last five years is explained essentially by inflation of medical costs in the world. Increases vary depending on the region, especially stronger in Asia and America. For the insured « in addition to the CFE » or « OSSOM », Inc are substantially identical (the CFE has increased its contributions in 2013, as complementary insurers). Added to these medical inflation-related increases, is the fact that each year (or by age group) rates of insurers (and CFE / OSSOM) increase… as the insured that inevitably takes a year older. Normal: it is less ill at age 20 to 60. The amount of care the last year of life is five to six times higher than the average! So, what to do to control your budget « international health insurance » for years to come? Here are some ideas that we will be happy to explore with you! -Remove unnecessary guarantees: do you still need the option of « motherhood » for example? -Reviewing some guarantees down ceilings, without touching the essence of the contract: depending on the country of expatriation, the cost of healthcare varies widely and so the needs of the insured are not the same. –Keep only the essentials to cover « heavy » cases: hospitalization + sanitary repatriation are indispensable to consider base and you can choose to be your own insurer for current medical expenses. –Ask to introduce a franchise on some positions: retaining a share of the expenditure charged to, you will receive a discount of your premium. Particularly advantageous when you think… never be sick! -Reduce the coverage area.  It is very well supported in Tunisia, the Morocco, Israel or South Africa for example. It’s not just Europe! Finally, life might give you the opportunity of an unexpected decline in your health insurance premiums:-your children leave home? Ideal for reviewing his contributions to the decline. -The meeting of a French single: you stop working… and become his entitlement to the CFE (this does not happen in fairy tales…). You will understand, although a little relentless inflation of premiums in health insurance may be mitigated: contact us! As brokers, we can, on simple request and free of charge, to support the management of your contract, renegotiate or consider a change of company, if you wish.